Frequently Asked Questions



General Questions:

Q: What's my credit limit?

A: You aren't allowed to borrow more than $500. If you need a loan that large, you should be speaking to a bank.

Q: What do you charge?

A: Under $250: $20 per $100 advanced; $250-500: $21.95 per $100 advanced

Q: Can I get another loan before I pay this one off?

A: As long as your combined loans don't total more than $500 that's fine.

Q: I have some pretty bad marks on my credit report, will that affect anything?

A: In most cases, no. We have lent to people who are dealing with debt collectors and who were recently discharged from bankruptcy.

Q: Am I going to have to get a cosigner? Who can I use?

A: You don't need a cosigner. In fact, we won't accept a cosigner.

Q: Will this affect my credit report?

A: We will pull your credit report, but we won't directly report any details of the loan repayment to a credit agency.